WebThat’s why it’s important to protect your home and valuables with Flood Insurance. In some flood zones, flood insurance is affordable at about $1.40 per day (average is $503 a year) and is 100% guaranteed by the U.S. government. Don’t delay: Flood insurance requires a 30-day waiting period on most new policies. Web20% of sums insured or $7,500 whichever is greater. (Up to $2,500 per item) 20% of sums insured or $5,000 whichever is greater. (Up to $2,500 per item) Optional additional valuables cover. Worldwide cover for up to 90 consecutive days (with a reduced excess of $250) √. √. Contents at home in the open air.

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